Student Debt
I wrote my undergraduate thesis arguing that student debt is a form of indentured servitude. The paper explores the underlying causes of student debt and provides an overview of the economics of higher education. The table below contains many of the sources I used during my research. Note: this research took place in 2013 and the list has not been updated with any more recent sources.
| Title | Author | Publication Year | Publisher | Item Type | Url |
|---|---|---|---|---|---|
The American Dream, RIP? | 2013 | Economist | magazineArticle | ||
Student Loan Affordability | 2013 | Consumer Financial Protection Beaureau | report | ||
Student Lending’s Failing Grade | DeRitis, Cristian | 2011 | Moody's | report | |
Ripping Off Young America: The College-Loan Scandal | Taibbi, Matt | Rolling Stone | magazineArticle | ||
Private Student Loans | 2012 | Consumer Financial Protection Beaureau | report | ||
Grading Student Loans | 2012 | Federal Reserve Bank of New York | blogPost | ||
The Difficulty in Data: A Look at How Used Car Lots Can Help to Explain Challenges Facing Obama’s College Ratings System | Ortagus, Justin | Higher Education in Review | blogPost | ||
The Student Debt Crisis | Johnson, Anne; Van Ostern, Tobin; White, Abraham | 2012 | Center for American Progress | report | |
Buying the Best: Cost Escalation in Elite Higher Education | Clotfelter, Charles | 1996 | book | ||
Almost half the jobs Americans thought were safe will soon be done by robots | Frey, Carl; Osbourne, Michael | 2013 | Quartz | webpage | |
A Review of Measures Used in U.S. News & World Report’s “America’s Best Colleges” | Gater, Denise | 2002 | The Lombardi Program on Measuring University Performance | report | |
University Tuition, Consumer Choice and College Affordability Strategies for Addressing a Higher Education Affordability Challenge | McPherson, Peter; Schulenburger, David | 2008 | NASULGC | report | |
Professionals and the 'Knowledge Economy': Rethinking the Theory of Postindustrial Society | Brint, Steven | 2001 | Current Sociology | journalArticle | |
Forever in Your Debt Who Has Student Loan Debt, and Who’s Worried? | Ratcliffe, Caroline; McKernan, Signe-Mary | 2013 | The Urban Institute | report | |
Student-Loan Debt in the District—Reasons behind the Recent Increase | Gascon, Charles; Noeth, Bryan | 2013 | Federal Reserve Bank of St. Louis | report | |
Colleges & Universities 2000 Databases | webpage | ||||
Student Debt, the College Experience, and Transitions to Adulthood | Brint, Steven; Rotondi, Mathew | conferencePaper | |||
Debt Education: Bad for the Young, Bad for America | Williams, Jeffrey | Dissent | magazineArticle | ||
The Scariest Student Loan Figure is $14,500 | webpage | ||||
Archive of Josh Freedman Forbes Articles | webpage | ||||
The Supersizing of American Colleges | Mayyasi, Alex | webpage | |||
Is Starting College and Not Finishing Really That Bad? | Greenstone, Michael; Looney, Adam | webpage | |||
College Measures.org | webpage | ||||
Is College Worth It? | Mayyasi, Alex | Pricenomics | webpage | ||
MAKING COLLEGE WORTH IT: A REVIEW OF RESEARCH ON THE RETURNS TO HIGHER EDUCATION | Oreopoulos, Philip | journalArticle | |||
The University in the Marketplace: Some Insights and Some Puzzles | Rothschild; White | book | |||
ESTIMATING THE PAYOFF TO ATTENDING A MORE SELECTIVE COLLEGE: AN APPLICATION OF SELECTION ON OBSERVABLES AND UNOBSERVABLES | Dale, Stacey | Quarterly Economics Journal | journalArticle | ||
Higher Education Bubble | Wikipedia | encyclopediaArticle | |||
Paying the Piper: Productivity, Incentives, and Financing in US Higher Education | McPherson, Michael; Winston, Gordon | book | |||
25 Ways to Reduce the Cost of College | The Center for College Affordability and Productivity | report | |||
Introduction: a Different Kind of College Ranking | magazineArticle | ||||
College Rankings: History, Criticism and Reform | Meyers, Luke; Robe, Johnathan | Center for College Affordability and Productivity | report | ||
Playing With Numbers: How U.S. News mismeasures higher education and what we can do about it | magazineArticle | http://www.washingtonmonthly.com/features/2000/0009.thompson.html | |||
Your Annual Reminder to Ignore the U.S. News & World Report College Rankings | Tierney, John | magazineArticle | |||
The Student Debt Cliff As I See It | Despain, Hans | newspaperArticle | |||
Student Loans, Bankruptcy, and the Fresh Start Policy: Must Debtors Be Impoverished to Discharge Educational Loans? | Salvin, Robert | journalArticle | |||
Student Loans: The New Debt Peonage | Jaffe, David | newspaperArticle | |||
Bankruptcy & Discharging Student Loan Debt | document | ||||
NY Fed Student Loan Debt | webpage | ||||
digest of education statistics | digest of education statistics | webpage | |||
5 Reasons the Student Loan Crisis is Nothing Like the Mortgage Crisis | Prosser, Mark | blogPost | |||
IrrationalExuberanceTuitionPrices | Clinton, Myra | thesis | |||
America's Class System Across The Life Cycle | Bruenig, Matt | 2014 | Demos | blogPost | |
CFPB Sues For-Profit College Chain ITT For Predatory Lending | 2014 | Consumer Financial Protection Bureau | blogPost | ||
College, the Great Unleveler | Mettler, Susan | 2014 | New York Times | newspaperArticle | |
Poorer families are bearing the brunt of college price hikes, data show | Marcus, Jon | 2014 | webpage | ||
College Grads Are Taking High School Grads’ Jobs and Delivering Better Results | Green, Sarah | 2014 | Harvard Business Review | blogPost | |
For Recent Grads, Good Jobs Really Are Hard to Find | Wessel, David | 2014 | Wall Street Journal: Washington Wire | blogPost | |
Why Workers Are Losing the War Against Machines | Brynjolfsson, Erik; McAfee, Andrew | 2011 | The Atlantic | magazineArticle | |
Student Loans: Overview and Issues | Edmiston, Kelly; Brooks, Lara; Shepelwich, Steven | 2012 | THE FEDERAL RESERVE BANK of KANSAS CITY COMMUNITY AFFAIRS DEPARTMENT | report | |
Infection surveillance on a shoe-string budget | Westwood, J C; Legacé, S; Mitchell, M A | 1976 | Dimensions in health service | journalArticle | |
The Whole Truth About Student Debt in 17 Charts | Phillips, Matt | 2013 | The Atlantic | blogPost | |
Declining Support for Education Threatens Economic Growth | Justice, Kim | 2011 | Washington State Budget & Policy Center | report | |
The Causes and Consequences of Increasing Student Debt | 2013 | US Congress Joint Economic Committee | report | ||
Young Student Loan Borrowers Retreat from Housing and Auto Markets | Brown, Meta; Caldwell, Sydnee | 2013 | Federal Reserve Bank of New York: Liberty Street Economics | blogPost | |
Student debt may hurt housing recovery by hampering first-time buyers | ElBoghdady, Dina | 2014 | The Washington Post | newspaperArticle | |
Prepared Remarks by Rohit Chopra Before the Federal Reserve Bank of St. Louis | Chopra, Rohit | 2013 | presentation | ||
At What Cost? How Student Debt Reduces Lifetime Wealth | Hiltonsmith, Robert | 2013 | Demos | report | |
The Economics of Student Loan Borrowing and Repayment | Li, Wenli | 2013 | Philadelphia Federal Reserve Bank | report | |
Supplementary Convention on the Abolition of Slavery, the Slave Trade, and Institutions and Practices Similar to Slavery | United Nations Office of the High Commissioner for Human Rights | webpage | http://www.ohchr.org/EN/ProfessionalInterest/Pages/SupplementaryConventionAbolitionOfSlavery.aspx | ||
Collection Charges | FinAid.org | webpage | |||
Salary Survey: Average Starting Salary for Class of 2013 Grads Increases 2.4 Percent | 2013 | National Association of Colleges and Employers | report | http://naceweb.org/s09042013/salary-survey-average-starting-class-2013.aspx | |
The Boomerang Generation | Parker, Kim | 2012 | Pew Research Center | report | |
Repayment Plans | Federal Student Aid: An Office of The Department of Education | webpage | |||
Understanding Default | Federal Student Aid: An Office of The Department of Education | webpage | |||
Grads Skirt Student Loans | Stech, Katy | 2012 | Wall Street Journal | newspaperArticle | |
Student Debt And The Class of 2012 | Reed, Matthew | 2013 | The Institute for College Access & Success | report | |
Occupational employment projections to 2022 | 2013 | Bureau of Labor Statistics | report | ||
The Future of Employment: How susceptible are jobs to computerisation? | Frey, Carl; Osbourne, Michael | 2013 | Oxford University | thesis | |
Graduate School Attendance Is up, but Wage Premium Steady | Mitchell, Josh | 2014 | Wall Street Journal | newspaperArticle | |
Education Pays 2013 The Benefits of Higher Education for Individuals and Society | 2013 | College Board | report | http://trends.collegeboard.org/sites/default/files/education-pays-2013-full-report.pdf | |
Subsidies, Hierarchy and Peers: The Awkward Economics of Higher Education | Winston, Gordon | Journal of Economic Perspectives | journalArticle | ||
Trends in Student Aid 2013 | 2013 | CollegeBoard | report | ||
The Great Cost Shift: How Higher Education Cuts Undermine The Future Middle Class | Quinterno, John | 2012 | Demos | report | |
The costs of higher education: how much do colleges and universities spend per student and how much should they spend? | Bowen, Howard Rothmann | 1980 | Jossey-Bass Publishers | book | |
About HEPI | Commonfund Institute | webpage | |||
Consumer Price Index - CPI | Investopedia | webpage | |||
Financial Trends in Higher Education: The United States | Geiger, Roger; Heller, Donald | 2011 | Peking University Education Review | journalArticle | |
The Analytics of the Pricing of Higher Education and Other Services in Which the Customers Are Inputs | Rothschild, Michael; White, Lawrence | 1995 | Journal of Political Economy | journalArticle | |
The Economics of American Universities: management, operations, and fiscal environment | 1990 | State University of New York Press | book | ||
Studies of supply and demand in higher education | Clotfelter, Charles T.; Rothschild, Michael | 1993 | University of Chicago Press | book | |
Life Delayed: The Impact of Student Debt on the Daily Lives of Young Americans | 2013 | American Student Assistance | report | http://www.asa.org/pdfs/corporate/life-delayed.pdf | |
The Rise and Fall of Indentured Servitude in the Americas: An Economic Analysis | Galenson, David | 1984 | The Journal of Economic History | journalArticle | |
http://wmpeople.wm.edu/asset/index/dhfeld/explainingincreasesinhighereducationcosts | Archibald, Robert; Feldman, David | 2006 | journalArticle | ||
Trends in College Pricing 2013 | CollegeBoard | report | |||
We Are Creating Walmarts of Higher Education | Pratt, Timothy | 2013 | The Atlantic | magazineArticle | |
The indentured generation: bankruptcy and student loan debt | Austin, Daniel | 2012 | Santa Clara Law Review | journalArticle | |
Federal Student Aid: Annual Report 2013 | 2013 | US Department of Education | report | ||
Household Debt and Credit: Student Debt | Lee, Donghoon | 2013 | Federal Reserve Bank of New York | report | |
Five Constructive Ways to Change American Higher Education | Vedder, Richard | 2013 | presentation | ||
Introducing Bennett Hypothesis 2.0 | Gillen, Andrew | 2012 | Center for College Affordability and Productivity | report | |
Economic inequality and higher education: access, persistence, and success | Dickert-Conlin, Stacy; Rubenstein, Ross H. | 2007 | Russell Sage Foundation | book | |
Academic capitalism and the new economy: markets, state, and higher education | Slaughter, Sheila; Rhoades, Gary | 2004 | Johns Hopkins University Press | book | |
Academic capitalism: politics, policies, and the entrepreneurial university | Slaughter, Sheila; Leslie, Larry L. | 1997 | Johns Hopkins University Press | book | |
How the university works: higher education and the low-wage nation | Bousquet, Marc | 2008 | New York University Press | book | |
Universities in the marketplace: the commercialization of higher education | Bok, Derek Curtis | 2003 | Princeton University Press | book | |
Crippling debt defers graduates’ dreams | Waterhouse, Gail | 2013 | The Boston Globe | newspaperArticle | |
The Demand for Unobservable and Other Nonpositional Goods | Frank, Robert | 1985 | American Economic Review | journalArticle | |
Social limits to growth | Hirsch, Fred | 1976 | Harvard University Press | book | |
Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information | Rothschild, Michael; Stiglitz, Joseph | 1976 | The Quarterly Journal of Economics | journalArticle | |
The Causes and Consequences of The Dependence of Quality on Price | Stiglitz, Joseph | 1987 | Journal of Economic Literature | journalArticle | |
The Market for "Lemons": Quality Uncertainty and the Market Mechanism | Akerlof, George | 1970 | The Quarterly Journal of Economics | journalArticle | |
The Discharge of Student Loans in Bankruptcy: A Debtor's Guide to Obtaining Relief | Canterbury, Edward | 2006 | Ohio Northern University Law Review | journalArticle | |
THE STUDENT LOAN DEBT CRISIS: A LESSON IN UNINTENDED CONSEQUENCES | Roots, Roger | 2000 | Southwest University Law Review | journalArticle | |
Student Debt and The Spirit of Indenture | Williams, Jeffrey J. | 2008 | Dissent | journalArticle | |
Job Market Signaling | Spence, Michael | 1973 | The Quarterly Journal of Economics | journalArticle | |
The student loan scam: the most oppressive debt in U.S. history, and how we can fight back | Collinge, Alan | 2009 | Beacon Press | book | |
For-profit higher education: developing a world-class workforce | Sperling, John G.; Tucker, Robert W. | 1997 | Transaction Publishers | book | |
The failure of laissez faire capitalism and economic dissolution of the West: towards a new economics for a full world | Roberts, Paul Craig | 2013 | Clarity Press, Inc | book | |
Higher education and corporate realities: class, culture, and the decline of graduate careers | Brown, Phillip; Scase, Richard | 1994 | UCL Press | book | |
What's happening to public higher education? | Ehrenberg, Ronald G. | 2006 | Praeger Publishers | book | |
College: what it was, is, and should be | Delbanco, Andrew | 2013 | book | ||
In pursuit of prestige: strategy and competition in U.S. higher education | Brewer, Dominic J.; Gates, Susan M.; Goldman, Charles A. | 2002 | Transaction Publishers | book | |
Shop class as soulcraft: an inquiry into the value of work | Crawford, Matthew B. | 2009 | Penguin Press | book | |
Outpatient phenothiazine use and bone marrow depression. A report from the drug epidemiology unit and the Boston collaborative drug surveillance program | Swett, C, Jr | 1975 | Archives of general psychiatry | journalArticle | |
The Credential society: an historical sociology of education and stratification | Collins, Randall | 1979 | Academic Press | book | |
Education and jobs: the great training robbery | Berg, Ivar E.; Gorelick, Sherry | 2003 | Percheron Press | book | |
Economic challenges in higher education | Clotfelter, Charles T. | 1991 | University of Chicago Press | book | |
College (un)bound: the future of higher education and what it means for students | Selingo, Jeffrey J. | 2013 | Houghton Mifflin Harcourt | book | |
The Pedagogy of Debt | Williams, Jeffrey | 2006 | College Literature | journalArticle | |
The Output of the Education Sector | Jorgenson, Dale | 1992 | University of Chicago Press | bookSection | |
THE ORDER OF THINGS: What college rankings really tell us. | Gladwell, Malcolm | The New Yorker | magazineArticle | ||
The Economics of Cost, Price and Quality In U. S. Higher Education | McPherson, Michael; Winston, Gordon | 1991 | Williams College | thesis | |
Washington, a World Apart | Mellnik, Ted; Morello, Carol | 2013 | Washington Post | webpage |